Water Damage — How it Puts You at Risk and How You Can Mediate the Damages

It is scary to deal with water damage. Not only are you looking at potentially having to cover massive costs, but you need to make sure you work with the proper companies that deal with water damage in the first place. If you don’t have fire and water damage restoration companies on your side, then you are going to be in a world of trouble as far as getting the problem solved the way that you want it.

You might ask yourself various questions such as, “does home insurance cover rain damage?”, “does home warranty cover water leaks?”, and “does homeowners cover flood damage?” when looking at water damage on your property. What you will likely discover in those cases is that it is unlikely that you will have coverage for these things. Thus, you need to work with a company that can provide these services for you in the way that you need them and at a price that you can afford.


It is possible to find all of these in one package, but it might take some work to reach that point. Keep that in mind as you begin the journey of figuring out which of these companies to go with.

Water damage is one of the most detrimental things that can happen in a person’s home. It’s one of the more costly, and destructive types of damage homeowners ever have to deal with.

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Those of us who live in cold weather climates will already know all about the sort of dangers that snow and ice can pose, but it may not be apparent exactly how much damage they do, and how much it costs Americans just to keep it at bay.

According to participating insurance companies, the total amount of damage caused solely to insured property by winter storms was nearly $30 billion since 1993. That averages out to about a billion a year in damages related to freezing!

In total, water damages account for about 22% of all homeowners’ insurance claims, and the damages are usually steep — averaging around 4,024 per new claim. This causes homeowners to spend additional money on sewer line repair, too.

Most folks don’t realize how at-risk they are for water damages. Some living in the snowy regions of the country may not even realize the risks associated with being there, due to the general waxing/waning nature of winter season intensity. One year, it might be calm and mild. The next, the storms may be absolutely crippling.

When outside temperatures do drop extremely low, 20 below (Fahrenheit) for example, water papers found in homes, businesses, and structures with poor insulation are likely to freeze and/or crack. A tiny 1/8th inch rupture in a standard water pipe for a home can leak up to 250 gallons of water a day. That’s enough to completely destroy floors, appliances, personal items, furniture, and a multitude of other items.

Experts recommend having a sewer inspection or a total sewer line replacement performed if you suspect any damages or live in a cold-weather part of the country in a home with little or no insulation.

The drain lining may not have cracked yet, but in those conditions, it may one day in the future. Sewer line repair professionals are usually well-prepared to handle any proactive, or reactionary work you may be planning with your sewer system. It’s always better to be safe than sorry, and find yourself in need of an entire sewer repair.

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